Commonly Asked Questions: Jewelry Appraisals

Posted on Wednesday, September 20th, 2017 in Commonly Asked Questions, Informational.

jewelry appraisals

Why should I have my jewelry appraised? Most insurance companies won’t insure your jewelry without a well-documented appraisal, so having your jewelry appraised is a must if you own any valuable pieces.  The other reason why you might need a jewelry appraisal is for estate purposes. For more information about these two types of appraisals, visit this page.

What’s all included in a jewelry appraisal? Jewelry appraisals specify all of the important details about a certain piece. This includes details about the size, quality, and quantity of the gemstone(s) as well as information about metal type and weight. All of our appraisals also include a high quality picture of the jewelry piece.

How much does an appraisal cost? If the jewelry piece was purchased at Kloiber Jewelers, we offer a courtesy appraisal at no charge. For items not purchased at Kloiber Jewelers, the charge is $75 per item.

How do I determine if my jewelry is worth insuring/getting an appraisal? If you’re unsure whether or not a certain jewelry piece has value, we’ll sort through your pieces and offer our expert opinion on whether or not you should get those pieces appraised. We do this as a courtesy and won’t charge you for this service. Generally, we recommend that you get an appraisal for any piece over $1,000.

Do I need to schedule an appointment for an appraisal? Yes. We use an outside appraiser for our appraisals so we would need to schedule a time for her to come into the store and look at your jewelry piece(s).

Can I wait while my jewelry is being appraised? Yes, however most people drop off their jewelry a day or two before our appraiser is scheduled to come in and then pick up their pieces after the appraiser has taken all her measurements.

How long does it take to receive my jewelry appraisal? After our appraiser looks at all of your pieces and takes her measurements, she goes back to her office to research current market values and then types everything up into an official document. She then mails the appraisal to our store, where you can then pick it up or have it mailed to you. Typically, you should expect to receive your appraisal within 3-5 days from when our appraiser looks at your piece(s).

How often should I have my appraisal updated? Insurance companies typically recommend that you have your jewelry appraisal updated every few years.


If you’d like to schedule a jewelry appraisal appointment, email us at or call us at 414-276-2457.